目前銀行已不強制要求借款人必須提供保證人。但如果借款人自願提供保證人，銀行會根據保證人的還款能力進行評估，這可能有助於提高房屋貸款的成數。 Her study suggests that a divorce among the households that tend to be expected to be steady—wealthy, nicely-educated, properly-planned—is much more of a disruption for the kids than in family members where by poverty and dysfunction are classified... Successfully Submitted (Awaiting Approval)